Budget & Cash Flow Projection
Mortgage & Debt Analysis
Short Term Goal Planning
RESP and Education Planning
Beneficiary Audits
Estate Planning Analysis
Wills & Power of Attorneys
Tax-Reduction Strategies
Tax-Efficient Estate Transfers and Legacy Planning
Managing Inheritances
Gifting to Children and Grandchildren
Trusts
Charitable Donations
Estate Bonds
* We work closely with your accountants and lawyers, ensuring goals and objectives are streamlined. Some Estate Planning strategies may require involvement of a legal professional.
Investment Management
Group RRSPs
Group Benefits
Tax Efficiency of business assets and income
Ensuring Investment Selection is Inline with Goals and Risk Tolerance
Independent and Diversified Product Offering
Tax-Efficient Investments**
Fee Analysis
Managed Accounts
On-Going Portfolio Monitoring
**Tax minimization strategies abide by rules set forth by the CRA and may require us to work with your accountant.
Retirement Income Projections and Analysis
Assessment of Objectives
Retirement Expense Analysis
Severances
TFSA or RRSP?
Goal Setting – Life and Financial
CPP and OAS analysis
Tax and OAS Clawback Minimization
Life, Critical Illness, Long-term care, Travel, And Disability Insurance for:
Income Protection
Asset Protection
Family Protection
Estate Protection