Financial Management

  • Budget & Cash Flow Projection

  • Mortgage & Debt Analysis

  • Short Term Goal Planning

  • RESP and Education Planning

  • Beneficiary Audits



Estate Planning

  • Estate Planning Analysis

  • Wills & Power of Attorneys

  • Tax-Reduction Strategies

  • Tax-Efficient Estate Transfers and Legacy Planning

  • Managing Inheritances

  • Gifting to Children and Grandchildren

  • Trusts

  • Charitable Donations

  • Estate Bonds

* We work closely with your accountants and lawyers, ensuring goals and objectives are streamlined. Some Estate Planning strategies may require involvement of a legal professional.



Corporations and Business

  • Investment Management

  • Group RRSPs

  • Group Benefits

  • Tax Efficiency of business assets and income

Investment Management

  • Ensuring Investment Selection is Inline with Goals and Risk Tolerance

  • Independent and Diversified Product Offering

  • Tax-Efficient Investments**

  • Fee Analysis

  • Managed Accounts

  • On-Going Portfolio Monitoring

**Tax minimization strategies abide by rules set forth by the CRA and may require us to work with your accountant.



Retirement Planning

  • Retirement Income Projections and Analysis

  • Assessment of Objectives

  • Retirement Expense Analysis

  • Severances

  • TFSA or RRSP?

  • Goal Setting – Life and Financial

  • CPP and OAS analysis

  • Tax and OAS Clawback Minimization



Risk Management & Insurance Needs Coverage

Life, Critical Illness, Long-term care, Travel, And Disability Insurance for:

  • Income Protection

  • Asset Protection

  • Family Protection

  • Estate Protection